It’s hardly surprising that smartphones have become a major part of our lives given the plethora of things they allow us to do quickly and conveniently: pay for coffee, make bank transfers, shop online etc. Perhaps this year will bring your first experience of paying for your groceries via your phone? Perhaps it’s the headache of manually splitting your dinner bill with friends that you’ll consign to 2016. Whatever your foray into the mobile payment economy, we expect it to be soon!

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